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Home Selling Tips

Get your home in tip-top selling shape and appeal to most buyers. Click on the button for our free guide.

Happy Home Team

We’ll Get You Listed!!

Hey there, y’all, and welcome to the HHMC page! My name is Marisa Lindsay and I’m a Realtor® here in the Greater Colorado Springs area. My husband and business partner, Michael, and I have lived in Colorado twice and have lived in just about every area of the Springs that you could imagine… Broadmoor, Briargate, Northgate, and on the east side… so if you ever have questions about any area, we are happy to divulge the good, bad, and ugly.

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What’s your home worth?

Get A Market Analysis

Accoring to Wikipedia: Real estate appraisalproperty valuation or land valuation is the process of developing an opinion of value, for real property (usually market value). Real estate transactions often require appraisals because they occur infrequently and every property is unique (especially their condition, a key factor in valuation), unlike corporate stocks, which are traded daily and are identical (thus a centralized Walrasian auction like a stock exchange is unrealistic). The location also plays a key role in valuation. However, since property cannot change location, it is often the upgrades or improvements to the home that can change its value. Appraisal reports form the basis for mortgage loans, settling estates and divorces, taxation, and so on. Sometimes an appraisal report is used to establish a sale price for a property.

Home Selling Tips

Working with us? Check out some of our favorite people and companies who can help to ensure everything gets checked off your list.

Why An AgentBuyer Bonuses

Moving Checklists

Ready to get moving?! Here’s some of our favorite ways to get you and your household set up for success.

ORGANIZE

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Start going through your closets, drawers and cabinets and analyze what items can be donated

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Gather all legal documentation into one box and maintain in an accessible and safe place. Documents should include vehicle titles, registration documents and licensing, birth certificates, wills, deeds, stock, legal, medical, and insurance records

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Get estimates from three moving companies and make sure they have insurance

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Start packing away items you don’t use every day

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Deep clean the house (see cleaning checklist)

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Meet with the stager for final staging recommendations

CHANGE OF ADDRESS & NOTIFICATIONS

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Complete a change of address card at the U.S. Postal Service and at the following places you do business: • accountants • attorneys • banks • credit card companies • former employers • insurance agents • IRS/Social Security Admin • periodicals • stockbrokers

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Cancel newspaper delivery

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Notify the Department of Motor Vehicles of your new address

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Contact all utility companies (cable, gas, electric, phone, garbage collection, water, etc.) to arrange for disconnect, final billing and connection at your new address. Arrange to have children’s school records transferred

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Contact insurance companies (auto, homeowner’s, medical and life) to arrange for coverage in your new location

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Cancel voter registration; re-register once you’ve settled into your new home

THE HOME STRETCH!

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Defrost refrigerators and freezers

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Pack first night items, including: alarm clocks, change of clothes, flashlight, phone, sheets, toiletries and towels

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Keep medications, financial information and valuable items with you!

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Make sure all of your inspection repairs are complete

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Contact your home owner’s insurance company and let them know your day of closing

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Your home needs to be left in clean condition, vacuumed, mopped, all cabinets and counters wiped clean, cleaned appliances and all trash and debris removed from inside and outside of the property

PACKING TIPS

 

There are a lot of little things you can do when packing to help save yourself from a lot of stress. Here’s just a few!

PACK A MOVING SURVIVAL KIT

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Aspirin

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Coffee, filters, and coffee maker

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Paper cups and plates, plastic utensils

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Paper towels, toilet paper, soap

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Water, sunglasses and chapstick, no matter the season – stay hydrayed in Colorado!

PACKING HACKS

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Keep jewelry, important papers or medications with you

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Label boxes as you pack them with content and desired room location

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Leave lamps, china and artwork or breakables for movers to pack

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Pack heavy items in small boxes.

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Do not over-stuff boxes; leave some extra room at the top

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Tape cords underneath all electrical appliances

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Wrap breakables in newspaper, bubble wrap, clothes or towel

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Use RED packing tape for critical boxes you want to unpack first

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Put plastic wrap over drawers so you don’t have to empty out their contents.

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Pack plates vertically so they’re less likely to break. Make sure you wrap them well!

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Don’t take clothes off their hangers. Move them in bunches in garbage bags still on the hangers. Easy and way cheaper than wardrobe boxes.

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Color code each box according to room so you can identify what needs to go where in a glance.

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Add some padding to your boxes. Plastic grocery bags are great for cushioning your breakables. Don’t leave room at the top without padding because otherwise they may get crushed.

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Remember to mark boxes with breakables as fragile. Whether you’ve hired movers or are doing it yourself, you don’t want someone to be too rough with those boxes.

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Cut triangles in boxes about 1/3 of the way down to create handles for easy carrying

Why Use a REAL ESTATE PROFESSIONAL

This, too, may seem counterintuitive. The seller may believe that he or she will make more money without having to pay a real estate commission, but studies have shown that homes typically sell for more money when handled by a real estate professional.

Research by the National Association of Realtors in their 2018 Profile of Home Buyers and Sellers revealed that,

“the median selling price for all FSBO homes was $200,000 last year. However, homes that were sold with the assistance of an agent had a median selling price of $264,900 – nearly $65,000 more for the typical home sale.”

We realize that technology has changed the purchaser’s behavior during the home buying process. According to the National Association of Realtors’ latest Profile of Home Buyers & Sellers, the percentage of buyers who used the internet in their home search increased to 95%.

What every BUYER
should KNOW

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Property taxes and qualified home interest are deductible on an individual’s federal income tax return in most cases.

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Many times, a home is the largest asset an individual has and is considered one of the safest investments available.

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A homeowner can exclude up to $500,000 of capital gains if married filing jointly or up to $250,000 if single or married filing separately. The home must have been the taxpayer’s principal residence for two of the last five years.

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A portion of each amortized mortgage payment goes toward the principal, which is an investment.

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A home is one of the few investments you can enjoy by living in it!

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The majority of the time, a REALTOR® can show you any home, whether it is listed with a company or a builder or is even a For Sale By Owner.

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Working with a REALTOR® to purchase a For Sale By Owner property is very advantageous, because someone will be looking out for your best interests.

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Getting pre-qualified by a mortgage company will actually approve you for a specific loan amount subject to the property. This will give you confidence and will help when negotiating with the seller.

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The right to conduct a property inspection, included in your purchase agreement, gives you the ability to negotiate with the seller once you know all the facts about the property’s condition.

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In a “seller’s market,” don’t go looking for a deal. Set your sights on the right house for you, and then let your REALTOR help you negotiate the best price and terms.

FAQ

Frequently Asked Questions

1. Do I need to talk with a Lender?

Yes. This needs to be one of your first steps. Getting Pre-Qualified through a lender provides insight on how much you can spend, how much you should spend, and whether there are any shortcomings in your financial portfolio. Also, in competitive markets, such as Colorado Springs, many Sellers will not allow you to look at their home without a Pre-Qualification letter.

2. Can I talk with multiple realtors?

You can absolutely interview as many realtors as necessary to find one who fits your needs…..but you can only work with one realtor at a time. 

3. Can I do a virtual showing if I’m out of state?

Of course! The Happy Home Matchmaker Company specializes in virtual tours of not only your new home, but your street and neighborhood as well. In 2021, 44% of our clients were out of state, so we’re very well-versed in the unique needs of clients who must purchase “site unseen”. 

4. Are there ways to improve my financing?

Yes, if too many revolving credit accounts, or unusually high balances, are dragging down your credit score, our preferred lender can run credit improvement simulations to help design a strategy to improve your credit score. Oftentimes, a good strategy yields better results while requiring less money. We can also refer you to a credit repair specialist who can help you develop and achieve long-term goals.

5. How far before I arrive should I start looking at houses?

We recommend beginning your homesearch 90 days before you want to walk through the door of your new home. This will give you time to get acquainted with the area, narrow down what you’re looking for in a home, submit several offers (it’s a highly competitive market, so you can’t expect to “win” the first home you offer on), before finally getting under contract on your new home. Once under contract, it typically takes around 30 days to consummate the transaction. 

6. How long is my Prequalification Letter good for?

Barring a change of employment or any significant adjustment in your financial circumstances, a Pre-Qualification Letter from our preferred lender is good for 180 days.

7. How much money will I save by using a VA loan?

At least 3.5 to 5% of the purchase price, which is the minimum down payment on other major loan programs. You’ll also get a better interest rate than most of your civilian counterparts. 

8. What is Earnest Money?

Earnest Money is a show of good faith from the Buyer, or “skin in the game”. It is typically 1% of the purchase price, and it demonstrates that you are serious about purchasing the home. The Earnest Money is NOT a payment. This money will come back to you at Closing. If the transaction terminates for reasons other than your own negligence, you will also get the Earnest Money back.